Last updated: January 27, 2026
By accessing and using the Pact Bank website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Permission is granted to temporarily download one copy of the materials (information or software) on Pact Bank's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
The materials on Pact Bank's website are provided on an 'as is' basis. Pact Bank makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Further, Pact Bank does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
In no event shall Pact Bank or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Pact Bank's website, even if Pact Bank or an authorized representative has been notified orally or in writing of the possibility of such damage.
The materials appearing on Pact Bank's website could include technical, typographical, or photographic errors. Pact Bank does not warrant that any of the materials on its website are accurate, complete, or current. Pact Bank may make changes to the materials contained on its website at any time without notice.
Pact Bank has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Pact Bank of the site. Use of any such linked website is at the user's own risk.
Pact Bank may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.
These terms and conditions are governed by and construed in accordance with the laws of the jurisdictions in which Pact Bank operates, and you irrevocably submit to the exclusive jurisdiction of the courts in those locations.
If you create an account on Pact Bank's website, you are responsible for maintaining the confidentiality of your account information and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You must notify Pact Bank immediately of any unauthorized use of your account.
By submitting content to Pact Bank, you grant Pact Bank a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute such content. You represent and warrant that you own or have the necessary rights to the content you submit.
You agree not to engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website, including:
All content on Pact Bank's website, including text, graphics, logos, images, and software, is the property of Pact Bank or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, transmit, or display any content without prior written permission from Pact Bank.
Pact Bank's website may contain links to third-party websites and services. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is subject to their terms and conditions.
To the fullest extent permitted by law, Pact Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising out of or relating to your use of the website or services.
You agree to indemnify and hold harmless Pact Bank, its officers, directors, employees, and agents from any and all claims, damages, losses, and expenses arising out of your use of the website or violation of these terms of service.
Pact Bank reserves the right to terminate your access to the website and services at any time, without notice, for conduct that we believe violates these terms of service or is otherwise harmful to our users or business.
If you have any questions about these Terms of Service, please contact us at: