Stability
in Motion.
Experience banking that honors tradition while embracing the future. Transparent, secure, and designed for your growth.
Designed for
Modern Life.
We've stripped away the complexity to reveal the essence of good banking: trust, clarity, and access.
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Personal Banking
Checking accounts that reward you, savings that grow with you, and tools to manage it all.
Business Solutions
Scalable financial infrastructure for startups, enterprises, and everything in between.
The Pact Promise
We believe banking is more than transactions; it's a relationship. Our promise is simple: we treat your money with the same care and respect as if it were our own.
- FDIC Insured up to $250,000
- Community-first investment approach
- Transparent growth metrics
Prosper Africa Initiative
A 2018 Trump Administration initiative intended to foster U.S.-African trade and commercial ties. The initiative seeks to double U.S.-Africa trade, spur U.S. and African economic growth, and demonstrate the superior value proposition of transparent markets and private enterprise for driving growth.
Trade Expansion
Double total U.S. trade with Africa through machinery, vehicles, aircraft, fuels, and agricultural goods.
Infrastructure Development
Remove structural barriers including electrical, transport, and communication system gaps.
Market Access
Remove U.S. import restrictions and tariffs that limit African access to the U.S. market.
Governance & Transparency
Build capacity of African states to ensure transparency, rule of law, and effective contract enforcement.
Financing Terms & Conditions
Loan Terms
- Up to 20 years term
- Up to 2 years grace period
- Institutional rate: 2%
- Corporate rates: R + 2
Funding Limits
- SME & Corporate: Up to $1B
- Countries: Up to $1T over 7 years
- Up to 100% funding available
- All loans must be collateralized
Eligible Sectors
Agriculture
Agro-Industry
Manufacturing
Mining
Infrastructure
Aerospace
Education
Financial Industry
Innovation
Naval
Heavy Industry
Import/Export
Our Banking Services
Complete banking solutions designed for your financial growth and security
Accounts
Manage multiple account types including savings, checking, business, and investment accounts.
View AccountsTransfers
Send money domestically or internationally with competitive rates and fast processing.
Start TransferLoans
Personal, business, home, auto, and education loans with flexible terms and competitive rates.
Apply for LoanInvestments
Build your wealth with diversified investment portfolios and professional wealth management.
View PortfolioKYC Verification
Complete identity verification with secure document upload and compliance tracking.
Verify IdentityWhy Choose Pact Bank?
Banking Services
Banking Services
Customer Support
Customer Support
Secure & Insured
Secure & Insured
Building Africa's
Future Together
Pact Bank is committed to fostering economic growth across Africa. Through strategic partnerships, innovative financial solutions, and community-focused initiatives, we're building a stronger, more prosperous continent for future generations.
- Empowering African entrepreneurs and businesses
- Supporting sustainable development initiatives
- Creating financial inclusion for all communities
Join the African
Economic Revolution
The future of African finance is being written today. Pact Bank is at the forefront of this revolution, providing cutting-edge financial services that empower individuals, businesses, and nations to achieve their full potential.
Whether you're an entrepreneur, investor, or individual seeking financial growth, Pact Bank is your trusted partner in building wealth and securing your future.
Ready to Make the Pact?
Opening an account takes less than 5 minutes. Join over 50,000 members who have chosen stability, clarity, and growth.
Ready to make
the pact?
Join over 50,000 members who have chosen stability, clarity, and growth. Opening an account takes less than 5 minutes.